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Terms and Conditions

Last updated: June 19, 2025


Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the service of SC IQ PRO BUSINESS SRL through the website https://qfinance.ro

(“us”, “we” or “our”). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Service.


1. Accounts

When you create an account with us, you must provide information that is accurate, complete, and up-to-date at all times. Failure to do so constitutes a breach of the Terms, which may result in suspension or termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions carried out under your password, whether your password is with our Service or with a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately once you become aware of any breach of security or unauthorized use of your account.


2. Intellectual Property

The Service and its original content (excluding content provided by users), features, and functionality will remain the exclusive property of SC IQ PRO BUSINESS SRL and its licensors. The Service is protected by copyright, trademark, and other laws of Romania and applicable foreign jurisdictions.

You are not permitted to use the trademarks and trade dress of SC IQ PRO BUSINESS SRL in connection with any product or service that does not belong to the company, in any manner that may cause confusion among customers, or in any manner that may disparage or discredit the company.


3. User-Generated Content

Our Service may allow you to post, store, share, and make available certain information, text, graphics, videos, or other material (“Content”). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.

By posting Content on or through the Service, you represent and warrant that:

The Content is yours (you own it) or you have the right to use it and grant us the rights and license as provided in these Terms;

Posting your Content does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity.

We reserve the right to suspend or terminate the accounts of users who violate these Terms.


4. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by SC IQ PRO BUSINESS SRL.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that SC IQ PRO BUSINESS SRL shall not be responsible or liable, directly or indirectly, for any damages or losses caused or alleged to be caused by or in connection with the use of or reliance on such content, goods, or services available on or through any such external websites or services.

We strongly recommend that you read the terms and conditions and privacy policies of any third-party websites you visit.


5. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including but not limited to, a breach of these Terms.

Upon termination, your right to use the Service will cease immediately. If you wish to close your account, you may simply stop using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, but not limited to, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.


6. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

SC IQ PRO BUSINESS SRL, its affiliates, and its licensors do not warrant that:

  • The Service will function uninterrupted, secure, or available at any particular time;
  • Any errors or defects will be corrected;
  • The Service is free of viruses or other harmful components;
  • The results of using the Service will meet your requirements.


7. Governing Law

These Terms shall be governed and construed in accordance with the laws of Romania, without regard to its conflict of law provisions.

Failure to enforce any right or provision of these Terms shall not be considered a waiver of such rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect.

These Terms constitute the entire agreement between us regarding our Service and replace any prior agreements regarding the Service.


8. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a change is material, we will try to provide at least 30 days’ notice prior to the new Terms taking effect.

By continuing to access or use our Service after the revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Service.


9. Contact Us

If you have any questions about these Terms, you can contact us:

By email: [email protected]

By visiting the contact page: https://qfinance.ro/ro/contact